Business Loans & Financing – Cheddar Capital Partners
Funding Options 💵 Working Capital 📅 Term Loans 🔄 Line of Credit 🏗️ Equipment Financing 🌇 Bridge Loans 📄 AR / Invoice Funding About How It Works Reviews Industries Recent Deals Referrals Contact FAQ Calculator 📞 866-869-6790 Apply Now
⭐ 4.9 on Trustpilot — 255 Reviews

Real Stories From Real Businesses

We have funded 15,000+ businesses across the US. Here is what they say about working with Dan and Ron.

255
Total Reviews
⭐⭐⭐⭐⭐
91% Five Stars
4.9
Trustpilot Rating
Verified reviews
15,000+
Businesses Funded
$750M+
Total Funded
A
Andrea ✓ Verified
February 10, 2026
⭐⭐⭐⭐⭐
Best lending company we have worked with

“We had a great experience with this lending company. The process was clear, efficient, and well communicated. Ron and Dan do what is necessary to meet your needs with no pressure, no gimmicks, just clear and honest communication. We have worked with many funding companies, and they are hands down the best.”

JK
Jane Kenney
February 16, 2026
⭐⭐⭐⭐⭐
Excellent Small Business Resource

“This is the second time I worked with Dan at Cheddar Finance. He is very well versed to explain all options. Excellent response time and he walks you through the entire process. Having been in business for 30 years I can attest that Cheddar is an excellent small business resource.”

BB
Brian Bezner
April 2, 2026
⭐⭐⭐⭐⭐
Fast and easy!!

“Fast and easy!!! Cheddar Dan was good to work with!!!”

WE
Wolverine Equipment ✓ Verified
April 3, 2026
⭐⭐⭐⭐⭐
Quick and simple process

“It was a quick simple process, and everyone followed up just as they said they would do.”

M
Michael
March 27, 2024
⭐⭐⭐⭐⭐
10-year relationship with Cheddar

“I have had the privilege of dealing with Cheddar Capital many times over the last 10 years. Dan and Ron are fantastic, they will answer your questions and find you the best loan with the attention as if you were the most important person in the world.”

T
TapLogic ✓ Verified
February 14, 2025
⭐⭐⭐⭐⭐
Two days and I had money in the bank

“We had a successful experience. Ron and Dan listened and I never felt rushed. Dan moved things along efficiently while keeping me well informed. Application, documentation and approval was a quick process. Two easy days and I had money in the bank!”

LS
Lisa Schaefer
June 3, 2023
⭐⭐⭐⭐⭐
These people are AMAZING

“Cheddar Dan made the whole process seem very personal. I did not feel like another number with this company. It was super easy, zero stress. The whole process took only a few hours and BAM funded! I have dealt with other loan companies and never has it been this easy.”

F
FG
March 16, 2022
⭐⭐⭐⭐⭐
Dan and Ronnie are Simply THE BEST

“Dan and Ronnie, the founders of Cheddar Capital, are true relationship bankers. Both are consummate professionals and subject matter experts. Though it is a business relationship, you will immediately feel as if you are a member of their family. Once you do business with them, you will certainly become a customer for life.”

NA
NPS Athens ✓ Verified
November 27, 2024
⭐⭐⭐⭐⭐
Applied yesterday, funded today

“These guys could not make the process any easier! Everyone was super nice and extremely helpful. I literally applied for my loan yesterday and I have already been funded. I would highly recommend them to anyone looking for quick and easy funding.”

ES
Earl Studdard ✓ Verified
December 5, 2025
⭐⭐⭐⭐⭐
Great experience

“My application was processed very quickly and well explained to me about the process and fees. Very impressed with Cheddar.”

TG
The Gartrell Group
March 6, 2023
⭐⭐⭐⭐⭐
Hassle-free, straightforward, quick

“My business needed a loan to bridge a cash flow slump, and Dan helped find several offers. He advised me to wait one more day because better offers might come at the start of a new month. He was right, and we got just what we needed quickly, efficiently, and with personalized service.”

GH
George Holt ✓ Verified
July 22, 2022
⭐⭐⭐⭐⭐
Did exactly what they promised

“We needed quick funding to cover an unexpected gap in receivables. I called Cheddar Dan and he actually answered the phone. I woke up the very next morning and saw the funds in our account. They did what they promised, like they promised, and when they promised.”

P
PCSS ✓ Verified
August 29, 2022
⭐⭐⭐⭐⭐
Funded in 27 hours with beautiful terms

“Cheddar Capital is THE lending source to use if your organization is trying to get immediate capital! Our organization needed capital to move and grow in a new market and they got us operating capital in 27 hours and the terms were beautiful!!! Dan and Ronnie you guys ROCK!!”

DW
Darcy Whatley ✓ Verified
February 21, 2025
⭐⭐⭐⭐⭐
Excellent experience, highly recommend

“Their team was knowledgeable, professional, and always responsive. Dan took the time to explain everything clearly, ensuring I felt confident in my loan decisions. If you are looking for a trustworthy and efficient financial loan company, I highly recommend them!”

S
Stacey ✓ Verified
November 18, 2024
⭐⭐⭐⭐⭐
Fast process, no pressure

“Loved working with Dan, he made the process simple without being pushy. It was also a fast process and I felt the rate they gave us was a good one compared to others I have used in the past.”

FN
Frank Nester
August 23, 2023
⭐⭐⭐⭐⭐
Processed in one day, multiple offers

“Cheddar Capital took and processed my business application in one day. Multiple loan offers were presented quickly. Dan is extremely responsive and communicates clearly.”

MB
Mary Bielaska
September 2, 2022
⭐⭐⭐⭐⭐
No nonsense, direct and capable

“It was a pleasure getting financing with Cheddar Capital. They are efficient handling client needs. Their quick action provided my business the time it needed to put long-term financing in place. Do not hesitate to reach out to Dan or Ron.”

T
Tory ✓ Verified
August 30, 2024
⭐⭐⭐⭐⭐
Great experience every single time

“I have worked with the Cheddar Capital guys several times over the past few years, and they have always been great. They were attentive to my funding needs, and worked quickly to make the whole process easy.”

BS
Bill S. ✓ Verified
October 10, 2022
⭐⭐⭐⭐⭐
Hours between first call and funding

“Dan made the whole process incredibly easy. Great customer service and very responsive. It was only a few hours between the initial call and our funding call. Highly recommend.”

SM
Scott McKenzie
May 23, 2022
⭐⭐⭐⭐⭐
Wonderful experience A+++

“I worked with Dan at Cheddar and it was a wonderful experience! He made it fast, easy, and simple. It is a big decision when taking a loan out and he made the process easy and comfortable. Highly recommend A+++”

EF
Elite Flooring Plus ✓ Verified
February 18, 2025
⭐⭐⭐⭐⭐
Loan approved and funded in one day

“Loan was approved and in my account in one day.”

MW
Matt Wilcoxon ✓ Verified
October 1, 2025
⭐⭐⭐⭐⭐
Smooth transaction, great communication

“Great company to work with! Smooth transaction and Dan kept communication at all stages. Highly recommend!”

RS
Richard Schonfeld ✓ Verified
July 27, 2022
⭐⭐⭐⭐⭐
Sincere, truthful and understanding

“Cheddar Capital has a unique approach to financing small business. Funding was immediate and as promised. I have already recommended Cheddar Capital to people I have a high regard for. Cheddar is sincere, truthful and understanding.”

GH
George Holt ✓ Verified
May 22, 2024
⭐⭐⭐⭐⭐
Our go-to for fast business financing

“Cheddar is the way to go for fast and easy business financing. Personal service and a simple process make for less stress and effort. They are our go-to.”

Ready to Join 15,000+ Happy Businesses?

Apply in minutes. No hard credit pull. Get multiple offers and a decision fast — funding in as little as 24 hours.

Apply Now → Read All 255 Reviews →