Business Loans & Financing – Cheddar Capital Partners
Funding Options 💵 Working Capital 📅 Term Loans 🔄 Line of Credit 🏗️ Equipment Financing 🌇 Bridge Loans 📄 AR / Invoice Funding About How It Works Reviews Industries Recent Deals Referrals Contact FAQ Calculator 📞 866-869-6790 Apply Now
🏢 Industries We Fund

No Industry Left Behind

We've funded businesses in every sector — from mom-and-pop restaurants to multi-location construction firms. If you have revenue, we have a solution.

$750M+
Total Funded
15,000+
Businesses Served
15+
Industries Funded
24 hrs
Avg. Time to Fund
Check If I Qualify → 📞 866-869-6790

Find Your Industry

Every business is different. Find yours below and see how we can help — or just apply and we'll match you with the right product.

🍽️

Restaurants & Food Service

From fast-casual to fine dining, we fund kitchen equipment, renovations, payroll gaps, and seasonal cash flow. Quick approvals for an industry that moves fast.

  • Equipment upgrades
  • Seasonal inventory
  • Payroll coverage
  • Location expansion
Check If I Qualify →
🏗️

Construction & Contractors

Bridge the gap between job completion and client payment. Fund materials, equipment, crew payroll, and bid bonds without waiting on slow-paying GCs.

  • Materials & supplies
  • Equipment purchase
  • Payroll between jobs
  • Bid bonds & insurance
Check If I Qualify →
🏥

Healthcare & Medical

Medical practices, clinics, and healthcare businesses trust us for fast capital. Fund new equipment, office expansions, or bridge insurance reimbursement delays.

  • Medical equipment
  • Office build-out
  • Insurance gap funding
  • Hiring staff
Check If I Qualify →
🚛

Trucking & Transportation

Keep your fleet moving. We fund truck purchases, repairs, fuel advances, and operating capital for owner-operators and fleets of all sizes.

  • Truck purchase or repair
  • Fuel & operating costs
  • Fleet expansion
  • Insurance premiums
Check If I Qualify →
🛒

Retail & E-Commerce

Stock up for peak season, fund a new location, or invest in marketing. We understand retail cycles and offer flexible terms that match your cash flow.

  • Inventory purchasing
  • Seasonal stocking
  • Store renovations
  • Marketing campaigns
Check If I Qualify →
💇

Salons & Beauty

From single chairs to multi-location salons and spas, we fund equipment, renovations, and working capital to help beauty businesses grow.

  • Equipment & chairs
  • Build-out & renovations
  • Product inventory
  • Franchise fees
Check If I Qualify →
🔧

Auto Repair & Dealerships

Fund lifts, diagnostic equipment, parts inventory, or floor plan financing. We work with independent shops and multi-bay facilities alike.

  • Shop equipment
  • Parts inventory
  • Floor plan financing
  • Location expansion
Check If I Qualify →
⚖️

Legal & Professional Services

Law firms, accounting practices, and consultancies use our funding for technology upgrades, office expansion, and operating capital between client payments.

  • Technology & software
  • Office expansion
  • Marketing
  • Operating capital
Check If I Qualify →
🏨

Hospitality & Hotels

Hotels, motels, and B&Bs use our capital for renovations, FF&E purchases, and operating gaps during low season. We understand the hospitality business.

  • Room renovations
  • FF&E purchasing
  • Low-season coverage
  • Property upgrades
Check If I Qualify →
🏭

Manufacturing

Fund raw materials, machinery upgrades, or bridge the gap between production and client payment. We work with light and heavy manufacturers across the US.

  • Raw materials
  • Machinery & equipment
  • AR bridge financing
  • Facility upgrades
Check If I Qualify →
🌿

Landscaping & Home Services

Plumbers, electricians, landscapers, and HVAC companies count on us for equipment financing and working capital to cover jobs in progress.

  • Equipment & vehicles
  • Job material costs
  • Seasonal working capital
  • Crew payroll
Check If I Qualify →
📦

Wholesale & Distribution

Fund large inventory orders, expand warehouse capacity, or bridge accounts receivable. We understand wholesale margins and structure deals accordingly.

  • Bulk inventory orders
  • Warehouse expansion
  • AR financing
  • Fleet & logistics
Check If I Qualify →
🦷

Dental & Veterinary

Practice owners trust us to fund equipment purchases, office expansions, and partnership buyouts — without the months-long wait of traditional bank financing.

  • Dental/vet equipment
  • Office expansion
  • Partnership buyout
  • Technology upgrades
Check If I Qualify →
🎓

Education & Childcare

Daycare centers, tutoring businesses, and private schools use our capital for facility upgrades, licensing, staffing, and curriculum investments.

  • Facility upgrades
  • Licensing & compliance
  • Staffing
  • Curriculum & supplies
Check If I Qualify →
💻

Technology & Startups

Revenue-generating tech companies and SaaS businesses can access working capital based on monthly revenue — not just credit score. Fast, flexible, founder-friendly.

  • Hiring & payroll
  • Infrastructure scaling
  • Marketing & growth
  • Product development
Check If I Qualify →

Don't See Your Industry? We Still Fund You.

We work with businesses across every sector. If you have $75,000+ in monthly revenue and have been operating for at least 6 months, there's a good chance we can help.

Check If I Qualify →
$75K+
Monthly Revenue
Minimum
6 mo+
Time in
Business
$50K+
Minimum Loan
Amount
24 hrs
Average Time
to Fund

Ready to Get Your Business Funded?

Apply in minutes. No hard credit pull. Get a decision fast and funding in as little as 24 hours.

Check If I Qualify → See How It Works