Cheddar Capital Partners is a business funding company dedicated to helping small and medium-sized businesses across the United States access the capital they need to grow, operate, and thrive. We believe that every business owner deserves a fair shot at funding — regardless of their credit history, the size of their company, or the industry they are in.
Our Mission
Traditional banks have made business lending unnecessarily complicated and inaccessible for millions of hardworking entrepreneurs. Our mission is to change that. We combine speed, flexibility, and personalized service to deliver the capital businesses need — when they need it, not weeks later.
What We Do
We offer a diverse portfolio of business funding products including working capital loans, expansion loans, inventory financing, bridge loans, equipment financing, and solutions specifically designed for business owners with bad credit or no collateral. Our underwriting focuses on your business's actual performance — monthly revenue, cash flow, and time in business — rather than relying solely on traditional credit scoring.
Why Business Owners Trust Us
Fast
Same-day decisions and funding in as little as 24 hours.
Flexible
Multiple products tailored to your specific business needs.
Transparent
Clear terms with no hidden fees or surprise charges.
Accessible
Approvals for all credit types and all industries.
Get Started Today
If you are a small business owner looking for fast, flexible capital, we would love to help. Our application takes five minutes and has no impact on your credit score.