Business Bridge Loans

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Funding Options 💵 Working Capital 📅 Term Loans 🔄 Line of Credit 🏗️ Equipment Financing 🌇 Bridge Loans 📄 AR / Invoice Funding About How It Works Reviews Industries Recent Deals Referrals Contact FAQ Calculator 📞 866-869-6790 Apply Now
Product Details

What Makes This Product Work for You

Everything you need to know about this financing solution.

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Close on Time-Sensitive Deals
Don't lose a deal because your long-term financing hasn't closed yet. Bridge loans let you move now and refinance later — on your terms.
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Prepayment Discounts
Pay off early and earn significant savings. We offer prepayment incentives including up to 100% interest forgiveness depending on qualifications — no penalties, maximum savings.
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Minimum Requirements
$70,000+ in monthly revenue and at least 1 year in business. Loans start at $50,000. No personal guarantee required.
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Short-Term (1–12 Months)
Designed to bridge a gap, not lock you in. Terms from 1 to 12 months give you the flexibility to refinance into permanent capital when ready.
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Interest-Only Payment Options
Preserve cash flow during the bridge period with interest-only payments. Your principal stays intact until you close your long-term financing.
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Fast Approval & Funding (1–3 Days)
Bridge loans move at the speed of opportunity. Our streamlined process delivers decisions and funds in as little as 24 hours.
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Flexible Exit Strategy
Whether you plan to refinance, sell, or use incoming capital to repay — we structure the bridge around your specific exit plan.
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Ideal for Real Estate & Business Acquisitions
Perfect for commercial real estate transactions, business acquisitions, or any deal where timing is critical and capital must move fast.
The Process

Three Steps to Funding

Apply in minutes, hear back the same day, and get funded within 24 hours of approval.

1
Apply in Minutes
Fill out our simple online application in under 5 minutes. No documents required to check your rate. No hard credit pull.
2
Get Matched & Approved
Our team reviews your application same day. Submit before noon, hear back by end of business — guaranteed.
3
Funds in Your Account
Once approved, funds are wired directly to your business account — often within 24 hours of final approval.
Is This Right for You?

Find Your Perfect Fit

✅ Good Fit For...

  • ✅ Business acquisitions pending long-term financing
  • ✅ Real estate transactions awaiting permanent mortgage
  • ✅ Refinancing gaps between loan payoff and new funding
  • ✅ Time-sensitive opportunities that cannot wait

⚠️ Consider Alternatives If...

  • ⚠️ Long-term financing needs (use a Term Loan)
  • ⚠️ Businesses under 1 year in business or under $75K monthly revenue
⭐ 4.9 out of 5 on Trustpilot
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Read all reviews on Trustpilot ↗
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We had a great experience working with Ron & Dan. No pressure, no gimmicks, just clear and honest communication. They are hands down the best. Truly refreshing, straight shooters who get the job done and genuinely help small businesses succeed.
✓ Verified Trustpilot Review — December 2025
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Having been in business for 30 years I can attest that Cheddar is an excellent small business resource. I highly recommend Dan and his team.
✓ Verified Trustpilot Review — February 2026
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These guys could not make the process any easier! I literally applied for my loan yesterday and I have already been funded. I would highly recommend them to anyone.
✓ Verified Trustpilot Review — November 2024
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I’ve had the privilege of dealing with Cheddar Capital many times over the last 10 years. Dan and Ron are fantastic — they’ll answer your questions and find you the best loan with the attention as if you’re their only client.
✓ Verified Trustpilot Review
Get Started

Ready to Get Funded?

Takes 5 minutes. No documents needed to check rates. No hard credit pull. No personal guarantee required.

🔒 Your information is 100% secure. No hard credit pull. No spam.
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Before You Go — What’s Holding You Back?

Most businesses qualify with $75K+/mo in revenue and at least 1 year in business — no pressure, no hard pull.

✅ Check If I Qualify — 60 Seconds

Disclaimer: Cheddar Capital Partners keeps its information as accurate and as up to date as possible. This information can be different than your financial institution offerings, products, or services. All pre-qualified offers and approvals are subject to credit review and final underwriting. If you find discrepancies with your credit score or information from your credit report, please contact Experian® or Equifax® directly. Commercial mortgages are not available in the state of California.

*Subject to underwriting and credit approval, not all applicants qualify for same day funding.